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So Much Benefits

HEALTH INSURANCE
What is Budget Policy?

Budget Policy has established itself as a top online platform in Australia for international students, visitors, and working professionals seeking to compare and purchase Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) plans. Whether you hold a student visa, visitor visa, or work visa, having the appropriate health cover is essential to meet visa requirements, and Budget Policy ensures you find affordable and suitable options.
Partnered with leading Australian providers like BUPA, NIB, Medibank, and AHM, Budget Policy offers a wide range of OSHC and OVHC plans tailored to diverse health needs. BUPA, NIB, AHM, and Medibank are top Australian providers offering best and affordable health plans, ensuring peace of mind for international students, visitors, and workers.

How Budget Policy Works?

Compare OSHC & OVHC Policies

Compare all OSHC and OVHC health insurance cover policies at one place in one go. Get rid of the trouble of going to various places for your health insurance needs.

Pay Smartly

Pay smartly anytime and from anywhere with multiple payment options – credit/debit cards, renowned wallets, and more.

Prompt Delivery

Say Goodbye to Waiting! Get your OSHC and OVHC policies right away. Budget Policy ensures to keep you covered all the time.

Get OSHC and OVHC plans for you and your loved ones

500 Student Visa Single
  • OSHC covers for single covers for Doctor Visits and Medical Consultations
  • Single Coverage includes accommodation, surgery, and in-hospital care at a public hospital or selected private hospital.
  • Emergency ambulance services and prescription medications are covered under OSHC.
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500 Student Visa Couple
  • OSHC couple includes shared hospital accommodation, emergency services, surgical fees, and other inpatient treatments.
  • Most OSHC policies cover part of the cost for prescription medications.
  • Limited cover for dental, optical, and physiotherapy are also covered as an additional option.
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500 Student Visa Family
  • Patients have access to shared rooms in public hospitals or private hospitals depending on the health cover plan.
  • Emergency ambulance services and prescription medications are covered.
  • Some OSHC providers cover the cost of repatriating an international student or their dependents to their home country if necessary.
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Budget Policy – Trusted by Over 25 Thousand Individuals

Major reasons that makes Budget Policy stand out –

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Transparency

Budget Policy provides and assures complete transparency. Our platform provides all the information you need to make an informed choice.

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Convenience

We provide an online platform so; you can easily compare and buy health cover from the comfort of your home with our user-friendly interface.

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Expertise

Our team of professionals is here to help you every step of the way, having years of experience in assisting people for buying health insurance for Australia.

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Customer Support

Budget Policy’s committed customer support team is available to help you with any queries or issues you may have regarding your health cover.

Frequently Asked Questions

OSHC in Australia is a health insurance policy for international students in Australia. It provides coverage for medical expenses, hospitalization, and other healthcare services during their stay, along with following visa requirements.

When it comes to studying in Australia, it is important to prioritize your health and well-being. Opting for OSHC in Australia is more than just a requirement; it is a smart decision that ensures you have access to the necessary medical services and support throughout your stay.

You can choose the best OSHC policy in Australia by understanding your budget needs, health cover requirements, time duration and beneficial offers.

You can buy a cheap OSHC in Australia by comparing the top providers under one roof with Budget Policy. While you are buying OSHC in Australia with Budget Policy, you can Save Up to 28%* on OSHC or Get Up to $100 Gift Card or 1-Week Free PTE Coaching!

Yes, OSHC in Australia is budget-friendly. If you are buying the OSHC in Australia through Budget Policy, you can Save Up to 28%* on OSHC or also get up to a $100 Gift Card or 1-Week Free PTE Coaching. Get the best deal for OSHC in Australia with Budget Policy. Deal awaits you, grab now!

For the period of your studies in Australia and for any further time you may stay after your studies are over, you are required to obtain OSHC in Australia. Your visa may be canceled if you fail to maintain Overseas Student Health Cover (OSHC) on a Student Visa.

Single OSHC cover is for international students only. Whereas, couples OSHC is for the student and their partner holding a dependent visa. Single Parent OSHC cover is for the student and their children under 18, with a dependent visa. Lastly, family OSHC is for the student, their partner, and their children under 18, with a dependent visa in Australia.

With Budget Policy, find the perfect quotes for you. Compare OSHC policies under one roof. Enjoy access to multiple providers. Instantly receive your healthy policy certificates with ease. Moreover, experience effortless transactions with robust security.

Most of the OSHC policies in Australia generally covers medical services as follows:
  • Doctor's visits
  • Hospitalization
  • Surgery
  • Prescription medications, and
  • Emergency ambulance services
It may also include some other health services, such as physiotherapy, dental, and optical services, depending on the extras coverage chosen. Rest, it may vary depending on the providers.

Overseas Visitor Health Cover in Australia (OVHC in Australia) is health insurance for international visitors visiting or working in Australia on a temporary visa. OVHC in Australia is available for people with holiday visas, visiting visas or temporary working visas.

When visiting Australia, you cannot compromise on your health and well-being. Choosing Overseas Visitor Health Cover in Australia is not just mandatory, but a wise choice too. It guarantees you access to essential medical services and support during your stay, ensuring a hassle-free experience.

You can choose the best OVHC policy in Australia by understanding your budget needs, health cover requirements, time duration and beneficial offers.

You can buy a cheap OVHC in Australia by comparing the top providers under one roof with Budget Policy. While you are buying OVHC in Australia with Budget Policy, you can Get Up to $150 Gift Card or 6-Weeks Free OVHC.

Yes, OVHC in Australia is budget-friendly. If you are buying the OVHC in Australia through Budget Policy, you can get up to a $150 Gift Card or 6-Weeks Free OVHC. Get the best deal for OVHC in Australia with Budget Policy. Deal awaits you, grab now!

For the period of your stay in Australia and for any further time you may stay after your visa validation is over, you are required to obtain OVHC in Australia. Your visa may be canceled if you fail to maintain Overseas Visitor Health Cover in Australia (OVHC in Australia).

Single OVHC cover is for the primary visa holder only i.e., no dependents, spouses, or children are covered. Whereas, dual-family OVHC in Australia is for the primary visa holder or either one adult spouse or one or more dependent children below 18 years. Lastly, multi-family OVHC in Australia is for the primary holder along with one adult spouse and one or more dependent children below 18 years.

With Budget Policy, find the perfect quotes for you. Compare OVHC policies in Australia under one roof. Enjoy access to multiple providers. Instantly receive your healthy policy certificates with ease. Moreover, experience effortless transactions with robust security.

Most of the OVHC policies in Australia generally covers medical services as follows:
  • Doctor's visits
  • Hospitalization
  • Surgery
  • Prescription medications, and
  • Emergency ambulance services
It may also include some other health services, such as physiotherapy, dental, and optical services, depending on the extras coverage chosen. Rest, it may vary depending on the providers. .

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Budget Policy maintains this page to provide you with personal information and a means of communication. Your access and use of the website are governed by the terms and conditions outlined here, as well as all applicable laws. It is important to note that the materials displayed on the website may occasionally contain inaccuracies or typographical errors. Rest assured, Budget Policy does its best to ensure the accuracy and completeness of the materials, advice, opinions, statements, and other information provided here. However, please understand that we reserve the right to correct any mistakes or omissions on the page without prior notice. As a prospective policyholder, it is crucial that you carefully read and fully comprehend the entire text, features, disclosures, terms, and conditions of the policy/policies you wish to purchase through our online insurance application. By proceeding with the application, you confirm that you have understood and accepted the terms and conditions mentioned. If you have any further questions or concerns, don't hesitate to reach out. We want to make sure you have all the necessary information to make informed decisions.