Simplify Your Search for Overseas Student Health Cover (OSHC). Get the Best Plans from Top Providers

Best Health Cover Plans for International Students

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Why Choose Budget Policy

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Satisfied OSHC policyholders

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OSHC Search Success

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Agents assisting you for health cover needs

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Top providers offering best plans

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So Much Benefits

HEALTH INSURANCE
What is Budget Policy?

Budget Policy has established itself as a trusted online platform in Australia for international students looking to compare and purchase Overseas Student Health Cover (OSHC) plans. For students applying for or holding a Subclass 500 Student Visa, maintaining valid OSHC is a mandatory visa requirement, and Budget Policy makes it easy to find affordable and suitable health cover options.
Partnered with leading Australian OSHC providers such as BUPA, NIB, Medibank, Allianz Care and AHM, Budget Policy helps students compare plans based on coverage, benefits, and pricing. Whether you're starting your studies in Australia or renewing your policy, Budget Policy offers access to some of the best and most affordable OSHC plans available, helping international students stay protected and compliant throughout their educational journey.

How Budget Policy Works?

Compare OSHC Policies

Compare all OSHC health insurance cover policies at one place in one go. Get rid of the trouble of going to various places for your health insurance needs.

Pay Smartly

Pay smartly anytime and from anywhere with multiple payment options – credit/debit cards, renowned wallets, and more.

Prompt Delivery

Say Goodbye to Waiting! Get your OSHC policies right away. Budget Policy ensures to keep you covered all the time.

Get OSHC plans for you and your loved ones

500 Student Visa Single
  • OSHC covers for single covers for Doctor Visits and Medical Consultations
  • Single Coverage includes accommodation, surgery, and in-hospital care at a public hospital or selected private hospital.
  • Emergency ambulance services and prescription medications are covered under OSHC.
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500 Student Visa Couple
  • OSHC couple includes shared hospital accommodation, emergency services, surgical fees, and other inpatient treatments.
  • Most OSHC policies cover part of the cost for prescription medications.
  • Limited cover for dental, optical, and physiotherapy are also covered as an additional option.
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500 Student Visa Family
  • Patients have access to shared rooms in public hospitals or private hospitals depending on the health cover plan.
  • Emergency ambulance services and prescription medications are covered.
  • Some OSHC providers cover the cost of repatriating an international student or their dependents to their home country if necessary.
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Budget Policy – Trusted by Over 25 Thousand Individuals

Major reasons that makes Budget Policy stand out –

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Transparency

Budget Policy provides and assures complete transparency. Our platform provides all the information you need to make an informed choice.

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Convenience

We provide an online platform so; you can easily compare and buy health cover from the comfort of your home with our user-friendly interface.

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Expertise

Our team of professionals is here to help you every step of the way, having years of experience in assisting people for buying health insurance for Australia.

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Customer Support

Budget Policy’s committed customer support team is available to help you with any queries or issues you may have regarding your health cover.

Frequently Asked Questions

OSHC in Australia is a health insurance policy for international students in Australia. It provides coverage for medical expenses, hospitalization, and other healthcare services during their stay, along with following visa requirements.

When it comes to studying in Australia, it is important to prioritize your health and well-being. Opting for OSHC in Australia is more than just a requirement; it is a smart decision that ensures you have access to the necessary medical services and support throughout your stay.

You can choose the best OSHC policy in Australia by understanding your budget needs, health cover requirements, time duration and beneficial offers.

You can buy a cheap OSHC in Australia by comparing the top providers under one roof with Budget Policy. While you are buying OSHC in Australia with Budget Policy, you can Save Up to 28%* on OSHC or Get Up to $100 Gift Card or 1-Week Free PTE Coaching!

Yes, OSHC in Australia is budget-friendly. If you are buying the OSHC in Australia through Budget Policy, you can Save Up to 28%* on OSHC or also get up to a $100 Gift Card or 1-Week Free PTE Coaching. Get the best deal for OSHC in Australia with Budget Policy. Deal awaits you, grab now!

For the period of your studies in Australia and for any further time you may stay after your studies are over, you are required to obtain OSHC in Australia. Your visa may be canceled if you fail to maintain Overseas Student Health Cover (OSHC) on a Student Visa.

Single OSHC cover is for international students only. Whereas, couples OSHC is for the student and their partner holding a dependent visa. Single Parent OSHC cover is for the student and their children under 18, with a dependent visa. Lastly, family OSHC is for the student, their partner, and their children under 18, with a dependent visa in Australia.

With Budget Policy, find the perfect quotes for you. Compare OSHC policies under one roof. Enjoy access to multiple providers. Instantly receive your healthy policy certificates with ease. Moreover, experience effortless transactions with robust security.

Most of the OSHC policies in Australia generally covers medical services as follows:
  • Doctor's visits
  • Hospitalization
  • Surgery
  • Prescription medications, and
  • Emergency ambulance services
It may also include some other health services, such as physiotherapy, dental, and optical services, depending on the extras coverage chosen. Rest, it may vary depending on the providers.

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Compare the Best & Cheapest OSHC & in Australia

Planning to study in Australia? One of the most important requirements for international students is having valid Overseas Student Health Cover (OSHC) throughout their stay.

At Budget Policy, you can easily compare OSHC Australia plans from leading providers such as ahm, Bupa, Medibank, nib, and Allianz Care. Compare prices, benefits, and coverage options in one place to find the right plan for your needs and budget.

OSHC for International Students (Subclass 500 Visa)

If you're applying for a Subclass 500 Student Visa, OSHC is mandatory and must remain active for the duration of your studies in Australia.

A suitable OSHC plan can help cover:

  • Doctor (GP) visits
  • Hospital treatment
  • Emergency ambulance services
  • Basic medical expenses
  • Limited prescription medicines

πŸ’‘ Tip: Don't automatically choose the provider recommended by your university. Comparing different OSHC Australia plans can help you save money while maintaining the coverage you need.

Cheapest OSHC Plans in Australia

Looking for affordable student health insurance? Here are some of the most popular OSHC providers:

Provider

Best For

ahm

Budget-friendly OSHC plans

Bupa

Extensive hospital network

nib

Flexible and affordable options

Medibank

Balanced coverage and support

Allianz Care

Comprehensive student cover

πŸ‘‰ Compare providers side by side and choose the plan that offers the best value for your situation.

Why Compare OSHC Plans?

Every provider offers different pricing, support services, and benefits.

With Budget Policy, you can:

  • Compare multiple OSHC providers in one place
  • Review coverage and benefits easily
  • Find affordable student health insurance
  • Get instant quotes and policy confirmation
  • Choose a plan that matches your budget

πŸ‘‰ No complicated paperwork. No hidden surprises. Just simple OSHC comparison.

How to Choose the Right OSHC Plan

Before selecting your policy, consider:

  • Length of your student visa
  • Budget and premium costs
  • Coverage requirements
  • Provider reputation
  • Claim and support experience

The cheapest plan isn't always the best option. The goal is to find the right balance between affordability and coverage.

Frequently Asked Questions

Q. Is OSHC mandatory for international students?

Yes. OSHC is a visa requirement for most international students holding a Subclass 500 visa.

Q. Can I compare OSHC plans online?

Yes. Budget Policy allows you to compare multiple providers and choose the most suitable plan.

Q. Which OSHC provider is the cheapest?

Prices vary regularly, but providers like ahm and nib are often considered among the more affordable options.

Q. Can I switch OSHC providers later?

Yes. Students can usually change providers, provided they maintain continuous coverage.

Compare leading OSHC Australia providers, save money on student health insurance, and secure the right cover for your Australian study journey.

πŸ‘‰ Compare plans, find affordable coverage, and get instant confirmation with Budget Policy today.

Budget Policy maintains this page to provide you with personal information and a means of communication. Your access and use of the website are governed by the terms and conditions outlined here, as well as all applicable laws. It is important to note that the materials displayed on the website may occasionally contain inaccuracies or typographical errors. Rest assured, Budget Policy does its best to ensure the accuracy and completeness of the materials, advice, opinions, statements, and other information provided here. However, please understand that we reserve the right to correct any mistakes or omissions on the page without prior notice. As a prospective policyholder, it is crucial that you carefully read and fully comprehend the entire text, features, disclosures, terms, and conditions of the policy/policies you wish to purchase through our online insurance application. By proceeding with the application, you confirm that you have understood and accepted the terms and conditions mentioned. If you have any further questions or concerns, don't hesitate to reach out. We want to make sure you have all the necessary information to make informed decisions.