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Policies
*All offers displayed on this website are provided by Budget Policy, which reserves all the rights to change the T&Cs and offers without any prior notice.
Exclusive Deals on OVHC Await You!
Get Up to 6 Weeks Free OVHC or Up to $100 Gift Card*
Budget Policy is Australia’s specialized comparison gateway designed to simplify OSHC for international students. Unlike general insurance sites, Budget Policy focuses on providing budget-friendly, Department of Home Affairs-compliant health cover. We ensure that every student using Budget Policy gets the right policy for their Visa 500 at the most competitive price in the market.
To find the most affordable provider, Budget Policy offers a real-time comparison tool that evaluates top funds like nib, ahm, and Allianz. By using the Budget Policy platform, you can filter plans based on your specific university location and budget, ensuring you get the best value-for-money coverage that only Budget Policy customers can access.
Budget Policy is known for the cheapest OSHC because we constantly monitor market rates and negotiate the best deals for our users. When you search for OSHC on Budget Policy, you aren't just seeing standard prices; you are seeing the most cost-effective options structured to save you money while maintaining full visa compliance.
Yes, 100%. Every OSHC policy issued through Budget Policy meets the strict 8501 condition required by the Australian Government. Budget Policy only partners with certified Australian health funds, so your insurance certificate from Budget Policy is instantly ready for your visa application.
Buying through Budget Policy gives you a significant advantage: we provide an unbiased side-by-side comparison that single providers won't show you. Budget Policy offers personalized support, helps you avoid hidden "gap" fees, and often provides exclusive rates that make Budget Policy more economical than going direct.
Yes, Budget Policy offers plans tailored for a wide range of visas, including Student Visa (500), Temporary Graduate Visa (485), Visitor Visa (600), and Training Visa (407). Every policy recommended by Budget Policy is 100% compliant with Australian visa conditions, such as Condition 8501, giving you complete peace of mind.
Budget Policy is Australia’s leading platform that helps you compare and buy Overseas Student Health Cover or Overseas Visitor Health Cover. At Budget Policy, we understand the importance of finding affordable and reliable health insurance options, especially for international students and visitors coming to Australia. Our platform is dedicated to simplifying the process of comparing and purchasing Overseas Student Health Cover (OSHC) and Overseas Visitors Health Cover (OVHC) policies in Australia. We provide a user-friendly and transparent platform that allows you to compare different OSHC and OVHC policies, based on factors such as price, coverage, and benefits. We work with some of the leading OSHC and OVHC providers – NIB, BUPA, Medibank, Allianz Care, and AHM in Australia to ensure that you have access to a wide range of policies that meet your specific needs.
At Budget Policy, we believe that everyone should have access to affordable and comprehensive OVHC and OSHC coverage in Australia. That is why we strive to offer competitive prices and flexible payment options. Whether you are a student or a visitor, we have got you covered. Here is the list of Visas for which we provide Overseas Student Health Cover and Overseas Visitor Health Cover.
