Overseas Student Health Cover (OSHC) for Australia
Getting an Overseas Student Health Cover is compulsory if you are planning to come to Australia on a student visa. OSHC helps you cover emergency medical costs while you study here. A basic OSHC includes doctor visits, hospital treatment, emergency ambulance services, and a limited prescription medicines.
The government clearly states that OSHC is a must-have, which is why students are expected to buy OSHC online before they even apply for the visa.
Who Must Purchase Overseas Student Health Cover?
Every international student and their accompanying family members must stay covered for their entire time in Australia. You can purchase it yourself from a visa-compliant insurer or ask your education or migration consultant to arrange it for you. Either way, the rule stays the same — you must maintain continuous cover from the day you arrive.
What Does an OSHC Include?
OSHC helps pay for medical treatment at hospitals or clinics and supports you with certain prescribed medicines. Multiple providers offer OSHC. This makes choosing the right plan tricky. Moreover, coverage can vary from plan to plan. Compare OSHC prices before choosing a policy. Also check for waiting periods and exclusions to ensure you choose a plan that is in line with your needs.
Physio, dental, optical, and other specific services fall under ‘extras’. These services aren’t included in a basic cover. If you need any of these, look for a comprehensive or a separate extras cover.
Why choose Budget Policy to purchase your Australia Overseas Student Health Cover?
Budget Policy makes it simple to find the right cover. You get access to plans from the best OSHC providers in Australia, including Bupa, AHM, Medibank, Allianz Care, and NIB — all in one place. This makes the best OSHC provider comparison quick and easy.
You can check the OSHC 2-year policy price, browse the OSHC price list for couples or families, and get the best deal to buy the plan that fits. Once you pick a plan, you receive an instant OSHC certificate in your inbox, usually within 10 to 30 minutes.
Get the Best Price on Your OSHC
If you’re looking for the cheapest OSHC policy Australia offers without compromising on basics, comparing plans on Budget Policy is the easiest way to see all your options side by side. Check prices from Bupa, AHM, Medibank, Allianz Care, and NIB. Compare benefits, and buy OSHC online in just a few minutes.
Compare and save with Budget Policy.
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- 2026-03-20
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