482 Visa Health Insurance | Temporary Skill Shortage Visa

Health Insurance For 482 Visa

Compare & Buy 482 Visa Health Insurance

482 Temporary Skill Shortage Visa

Choose the Best 482 Visa Health Insurance

It is important that you choose the right health insurance for 482 visa to ensure the best cost coverage for hospitalization, accident response, and medical treatment during your stay in Australia. Budget Policy provides you with a 1-click comparison of 482 Visa Health Insurance plans from Australia’s revered health partners, including BUPA, NIB, Medibank, and AHM.

All our health partners provide comprehensive services such as unlimited emergency ambulance cover, cost coverage on select prescription medicines, hospitalization, out-of-hospital treatment cover, hassle-free claims settlement, and more.

All this and much more on regular health insurance for 482 Temporary Skill Shortage Visa.

Compare and grab the cheapest 482 Visa Health Insurance Cover NOW!

Health Insurance For 482 Visa

The 482 visa health insurance addresses the talent acquisition challenges faced by employers who are not able to meet their demand of competent resources among Australian citizens (the first priority) by permitting the recruitment of overseas talent. To meet the eligibility criteria for a 482 temporary skill shortage visa, the applicant should be nominated under a government-approved occupation for a government-approved business. The Temporary Skill Shortage Visa (Subclass 482) permits an individual to work under short-term, long-term, and labor-agreement streams.

Health Insurance


Though we have tried to answer most of the questions here, please feel free to get in touch with us if you can’t find what you are looking for!

01. Why do I need OVHC?

OVHC visa requirement is a basic yet essential requirement for all visitors visiting Australia. You need to buy it before applying for your visitor’s visa and ensure you have it with you until your stay in the country.

02. What is OVHC?

Overseas Visitor Health Cover popularly known as OVHC, helps you cover your hospital and medical bills which may occur during your visit in Australia.

03. What if I have a family or dependents?

If you have bought the single policy, your family or dependents will not be covered. However, to include them in the policy, you need to buy an OVHC policy that covers family members, de-facto partners, and any child or stepchild who is unmarried and is below 18 years.

04. What is direct billing?

Direct billing is when your GP charges MBS Fee on visiting him. Many doctors or GPs have links with OVHC providers to bill directly for the full MBS Fee. Here, you do not have to pay any amount, rather the fees will be entirely covered under your policy at that moment.

05. What if I have a pre-existing condition?

OVHC benefits are many, including coverage of your dependents or family members with a pre-existing condition, signs and symptoms of the illness or condition existing within 6 months before your or your dependent’s or a family member’s arrival in Australia on a visitor’s visa. However, for pre- existing medical conditions, pregnancy-related services, and childbirth, you will have to wait for 12 months, i.e., if you happen to be in any of these situations at the time of your waiting period, you will not be covered for those 12 months. For a pre-existing condition of a psychiatric nature, you will have to wait for 2 months.

06. What about cover for dental care and prescription glasses?

There is OVHC coverage limits for medical treatments like dental services, prescription glasses, physiotherapy, and chiropractic. If you want these medical treatments to be covered, you will need to buy an extra cover or a specific plan, which already includes such benefits

07. What happens if I do not maintain my OVHC?

It is essential to maintain your OVHC Australia policies well. This means that, if your health insurance is missing or you do not have it at the time of need, you will be in breach of your visa conditions. Therefore, it is essential to keep it secure with you and check its renewal time if applicable.

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