600 Visitor Visa Health Insurance Plan

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600 Visitor Visa

Health Insurance for Visitor Visa 600

The 600 visitor visa health insurance permits you to visit Australia for business reasons, go on cruise trips, meet friends and family, or simply enjoy vacations and explore the culture of the land.

The Australian Ministry of Home Affairs recommends international visitors have a valid 600 visa health insurance plan to cover the cost of any unforeseen hospitalization or medical treatment expenditure if any during their stay in Australia.

The coverage provided by health insurance for visitor visa 600 varies based on the type of plan you purchase. A good visitor visa 600 health insurance usually covers the expense of emergency ambulance transport, medical treatment in case of hospitalization, the medical expense to send you back home, out-of-hospital treatment, and certain prescription medicines.

Budget Policy lets you compare health insurance plans for visitor visa 600 offered by Australia’s most trusted health partners, our health partners for their prompt services, transparent policies with no hidden charges, broad coverage, round-the-clock customer service, and quick claim settlements.

Get the Best Health Insurance for Visa 600

It is important that you compare 600 visitor visa health insurance plans on offer from different providers to find the one that best suits your unique needs. Choosing the wrong health insurance for visitor visa 600 means you might end up spending much more on medical treatment in Australia than the cost of a good insurance cover.

That is where Budget Policy has an edge over other insurance providers!

With Budget Policy, you get much more than what is offered by our competitors!

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Though we have tried to answer most of the questions here, please feel free to get in touch with us if you can’t find what you are looking for!

01. Why do I need OVHC?

OVHC visa requirement is a basic yet essential requirement for all visitors visiting Australia. You need to buy it before applying for your visitor’s visa and ensure you have it with you until your stay in the country.

02. What is OVHC?

Overseas Visitor Health Cover popularly known as OVHC, helps you cover your hospital and medical bills which may occur during your visit in Australia.

03. What if I have a family or dependents?

If you have bought the single policy, your family or dependents will not be covered. However, to include them in the policy, you need to buy an OVHC policy that covers family members, de-facto partners, and any child or stepchild who is unmarried and is below 18 years.

04. What is direct billing?

Direct billing is when your GP charges MBS Fee on visiting him. Many doctors or GPs have links with OVHC providers to bill directly for the full MBS Fee. Here, you do not have to pay any amount, rather the fees will be entirely covered under your policy at that moment.

05. What if I have a pre-existing condition?

OVHC benefits are many, including coverage of your dependents or family members with a pre-existing condition, signs and symptoms of the illness or condition existing within 6 months before your or your dependent’s or a family member’s arrival in Australia on a visitor’s visa. However, for pre- existing medical conditions, pregnancy-related services, and childbirth, you will have to wait for 12 months, i.e., if you happen to be in any of these situations at the time of your waiting period, you will not be covered for those 12 months. For a pre-existing condition of a psychiatric nature, you will have to wait for 2 months.

06. What about cover for dental care and prescription glasses?

There is OVHC coverage limits for medical treatments like dental services, prescription glasses, physiotherapy, and chiropractic. If you want these medical treatments to be covered, you will need to buy an extra cover or a specific plan, which already includes such benefits

07. What happens if I do not maintain my OVHC?

It is essential to maintain your OVHC Australia policies well. This means that, if your health insurance is missing or you do not have it at the time of need, you will be in breach of your visa conditions. Therefore, it is essential to keep it secure with you and check its renewal time if applicable.

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