400 Visa

400 Short Stay Visa Health Insurance
400 Short Stay Visa

Most Affordable 400 Short Stay Visa Health Policies

The Subclass 400 Temporary Work (Short Stay Specialist) visa is a temporary visa that lets the holder do short-term highly specialised work in Australia. This visa is appropriate for individuals with specialised skills and experience.

In general, the candidate is granted this visa for 3 to 6 months in order to participate in a non-ongoing short-term highly specified work.

It must be noted that the subclass 400 Temporary Work (Short Stay Specialist) visa cannot be applied from within Australia and a strong business case must be furnished to extend it over 3 months. The holder of this visa can only do the work or activities for which the visa was granted.

Subclass 400 Visa Health Insurance is Highly Recommended

As the holder of the subclass 400 Temporary Work (Short Stay Specialist) visa needs to be in Australia for highly specialized work, he/she may be at high risk at work or otherwise. Therefore, as per the guidelines of the Department of Home Affairs, it is highly recommended that every subclass 400 visa holder must maintain certain health standards while in Australia in order to avoid unforeseen medical problems. Budget Policy’s wide range of insurance products can help the subclass 400 Temporary Work (Short Stay Specialist) visa holder choose the best insurance option for the entirety of their stay in Australia!

Health Insurance


Though we have tried to answer most of the questions here, please feel free to get in touch with us if you can’t find what you are looking for!

01. Why do I need OVHC?

OVHC visa requirement is a basic yet essential requirement for all visitors visiting Australia. You need to buy it before applying for your visitor’s visa and ensure you have it with you until your stay in the country.

02. What is OVHC?

Overseas Visitor Health Cover popularly known as OVHC, helps you cover your hospital and medical bills which may occur during your visit in Australia.

03. What if I have a family or dependents?

If you have bought the single policy, your family or dependents will not be covered. However, to include them in the policy, you need to buy an OVHC policy that covers family members, de-facto partners, and any child or stepchild who is unmarried and is below 18 years.

04. What is direct billing?

Direct billing is when your GP charges MBS Fee on visiting him. Many doctors or GPs have links with OVHC providers to bill directly for the full MBS Fee. Here, you do not have to pay any amount, rather the fees will be entirely covered under your policy at that moment.

05. What if I have a pre-existing condition?

OVHC benefits are many, including coverage of your dependents or family members with a pre-existing condition, signs and symptoms of the illness or condition existing within 6 months before your or your dependent’s or a family member’s arrival in Australia on a visitor’s visa. However, for pre- existing medical conditions, pregnancy-related services, and childbirth, you will have to wait for 12 months, i.e., if you happen to be in any of these situations at the time of your waiting period, you will not be covered for those 12 months. For a pre-existing condition of a psychiatric nature, you will have to wait for 2 months.

06. What about cover for dental care and prescription glasses?

There is OVHC coverage limits for medical treatments like dental services, prescription glasses, physiotherapy, and chiropractic. If you want these medical treatments to be covered, you will need to buy an extra cover or a specific plan, which already includes such benefits

07. What happens if I do not maintain my OVHC?

It is essential to maintain your OVHC Australia policies well. This means that, if your health insurance is missing or you do not have it at the time of need, you will be in breach of your visa conditions. Therefore, it is essential to keep it secure with you and check its renewal time if applicable.

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