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Frequently Asked Questions

01. Does my OSHC policy cover therapy sessions in Australia?

As far as therapy sessions are concerned, basic policies usually don’t cover them. Only some comprehensive plans cover therapy or counselling. Even then, the coverage offered is limited and depends on your plan. Check your policy details to confirm what's included.

02. What is the duration of the waiting period for mental health services under OSHC/OVHC?

Most providers have a 2-month waiting period before you can access the services. However, it may vary for extras depending on the provider and plan.

03. Do I need a GP referral to see a mental health professional?

If you want to avail benefits under the Medicare Benefits Schedule (MBS), a GP referral is often required. Otherwise, it isn’t mandatory.

04. Will the medications prescribed by my psychiatrist be covered under OSHC or OVHC?

The prescribed medicines may be partially covered up to annual limits if billed with an MBS number. The inclusions of your policy also impact whether the medications are covered or not.

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