Top 6 OSHC Providers for International Students in 2025

• byBudgetpolicy
• 2025-06-03

Unsure which provider should you choose to buy your Overseas Student Health Cover in Australia from? Here’s a list of the top 6 providers to help you decide-

NIB- NIB offers a core plan that covers hospital, emergency ambulance services, and doctor consultations. They have options that can meet your personal and visa requirements. With NIB, you get-
Promising plans that include core and comprehensive ones.
Policies that are completely compliant with the visa conditions.  
Instant delivery of your insurance policy certificate via e-mail.
Complete Support throughout the process. This also involves post-purchase support, if needed.
User-friendly iOS/Android App that allows you to manage policies, claims, payments, etc., all in one place.
NIB is a sought-after choice among International students. Known for delivering value, NIB offers solutions that meet visa requirements. Choose NIB if you are looking for flexible plans with top-notch customer service. 

BUPA- Bupa has its own digital health platform- Blua. If Bupa is your OSHC provider, you will get access to services like chemist delivery, 24/7 online doctor consultation, and more. With Bupa, you get-
A wide range of affordable plans to compare and choose from. 
Access to hospitals and clinics that have strong ties with Bupa.
They have a dedicated support team to provide prompt assistance 24/7. 
Swift delivery of the policy certificate.
Bupa is a reliable insurance option for international students. It is supporting millions of people with its wide range of health services. Their plans are visa-compliant. Their commitment to personal support makes Bupa a leading provider.

MEDIBANK- Medibank’s plans are designed to suit diverse needs. They also offer many additional benefits. With Medibank, you get-
Diverse Plans to accommodate needs like mental health, primary care and more. You get to choose the best-suited option. 
End-to-End Assistance even after you have bought your plan. They can assist you with advice on the policies and prices as well.
Quick Delivery of the certificate to your inbox.
Complementary benefits apart from the included ones.
Medibank is a leading health insurance provider trusted by thousands of students from overseas. They are reputed and experienced in offering visa-compliant personalised health cover options.

AIA-  Choose Overseas Student Health Cover plans that comply with your personal as well as visa requirements, and that too in a budget. They also have emergency services that protect you in hazardous situations. With AIA, you get-
A Trusted provider having competent experience.
Plans designed in accordance with visa conditions.
24/7 Support to address all your queries then and there.
Emergency Cover to protect you in severe situations like accidents.
AIA offers efficient and compliant health cover. With AIA, you experience the relief of being protected throughout your stay in Australia. AIA’s commitment to healthier lives is clearly seen through their offer of emergency protection.

Allianz Care- Allianz helps you get individualised plans to make them ideal for you. Their gap-free services offer extra aid and relief that you do not have to stress about upfront payments. With Allianz Care, you get-
Allianz OSHC members get to consult a doctor on a video call 24/7 through their telehealth services. 
They have adopted modern-day technological advancements to streamline everything and make it easy.
They offer gap-free services. Members can choose from their network of billing providers, and avail the services.
They extend support to their OSHC members throughout their stay in Australia. 
Allianz Care offers top-notch policies that you can rely on. The added benefits one gets with Allianz are extremely promising, and hence make it a sought-after choice for international students.

AHM- They strive to make their plans convenient for their members. Their OSHC plans for Australia are therefore most feature-packed. 
Cover, claims, and more can be managed without hassle through their easy-to-use app.
Their plans cater to varied requirements.
Their team is efficient to answer your queries and solve the problems you might be facing. They are available to help you 24/7.
AHM’s plans are convenient yet they do not compromise on any of your needs. Using a digital approach to serve better has proven to be a great move which further aids convenience. Choose AHM for flexible and visa-compliant plans. 

Still confused? Compare plans from top providers on budget policy and get more clarity on what suits you the best. Seeking professional help from an OSHC Agent in Australia is also a considerably good approach to get things right.