Insure Your Health while Studying In Australia with OSHC
Let us tell you a story. There is an international student, Stephen, studying at one of the renowned universities in Australia. Like every other student, Stephen goes to college, studies well, participates in co-curricular activities, plays sports, etc. In simple words, he is living a normal student life in Australia.
However, life is not always a bed of roses for everyone, regardless of all things. Similar was the case with the young boy. He got sick one day and could not bear the medical expenses of his treatment. Now, here is the good news. He had Overseas Student Health Cover, which helped him cover his expenses without any burden.
Thanks to OSHC, which came to the rescue for Stephen. You can take care of your medical needs like him too, while studying in Australia. All it needs is to hire a reliable insurance provider and buy suitable health coverage for yourself. Not only this, your student visa involves having an OSHC as one of the essential requirements.
Why OSHC?
The Department of Home Affairs has declared that as per condition 8501 of the student visa, "The visa holder must maintain adequate arrangements for health insurance during their stay in Australia.”
Now, one may think, why do I need an insurance? The little one knows that uncertainty can arrive anytime and to anyone. Therefore, it is important to have yourself insured. Moreover, the Australian healthcare system is quite expensive, especially for international students, who work hard to survive in the country.
Not only a particular treatment but also, paying for even medicines or a doctor’s visit can cost someone his entire pocket. Even emergency medical services can turn out to be expensive in Australia. This is where overseas health insurance comes into the picture. It lets you to access medical services in the country at free or affordable prices.
Coverage by OSHC
An OSHC plan is specifically designed for international students to help them cover the costs of medical and hospital care for the time they are in Australia.
With Overseas Students Health Cover, international students are obliged from paying for:
· Hospital costs in terms of treatment and accommodation.
· Out-of-hospital medical services.
· Emergency ambulance services.
· A couple of Prosthetic devices.
· Prescribed medicines.
In some cases, dental services, physiotherapy and chiropractic services along with contact lenses and eyeglass prescriptions are not covered. This usually happens when the student buys a basic plan. If you are buying a premium plan or adding extra benefits to your basic plan, you can avail of health insurance benefits of the above-mentioned treatments as well.
It is important to understand that the OSHC is compulsory for you for the duration of your stay in the country. However, with various policies out there comes different policy plans. It can be hard to understand and decide upon one. Therefore, you can compare different policies from different providers out there.
Once you have compared the prices of all the policies, you can choose the one suitable for you. OSHC provider will then start working on your insurance and provide you its benefits at the time of need. Ensure to be working with a professional yet reliable health insurance provider, as with hundreds of them out there, it can be difficult to choose the best.
Where to buy the OSHC? Who are the Best Insurers?
The top yet leading health insurance providers of OSHC in Australia are as follows:
· Medibank
· BUPA
· Nib
· AHM
· Allianz Global Assistance
Conclusion
Too many options to choose from, especially when all of them are unique in their own way? We at Budget Policy are here to help you. You can compare various health insurance plans under one roof and choose the one that suits you.
With our team of professionals, you will get specific insights on your coverage plan with detailed guidance on how it works.
At Budget Policy, you will get the most extensive range of health insurance plans from government-approved Australian health insurance providers. You have a wide variety of options to choose from and pay smartly on Budget Policy’s platform.
Visit our website and explore the policies for your student visa. We assure you, you will not be left unsatisfied. Give us a call or send us a quote, and our representatives will speak to you soon.
