Being an international student in Australia has its benefits. But you know what's even more exciting? Graduating from your course and starting on a new adventure by applying for a temporary graduate visa 485.

What is a 485 Temporary Graduate Visa?

The 485 Temporary Graduate visa offers international students the opportunity to live, study, and work in Australia for a temporary period after completing their studies at an Australian educational institution.
Further, it is important to secure appropriate overseas visitor health cover (OVHC in Australia) for yourself and your family members, if necessary. This ensures that you can confidently enjoy your time in Australia without any worries about medical expenses.

What is 485 Visa Health Cover?

To successfully apply for a 485 visa, all applicants need to obtain Overseas Visitor Health Cover (OVHC) as a compulsory visa requirement. This applies to both Graduate Work stream and Post-Study Work stream applicants. To comply with visa condition 8501, which is a mandatory requirement, it is important to purchase a suitable health insurance policy. Condition 8501 specifies that applicants must have appropriate health coverage for the entire duration of their stay in Australia.

Choosing the Right Private Health Insurance

When selecting Overseas Visitor Health Cover (OVHC) for your 485 visa, it is important to consider your specific needs and requirements. Here are some factors to consider while choosing the right policy:
•    Coverage: Look for a policy that covers the services you are likely to need during your stay in Australia. Consider factors such as hospital admissions, doctor visits, medications, and ancillary services.
•    Cost: Evaluate the premiums and out-of-pocket expenses associated with the insurance policy. Compare different providers to find the most affordable and comprehensive option.
•    Waiting Periods: Some health insurance policies have waiting periods before you can claim certain services. Ensure you understand the waiting periods and choose a policy with minimal waiting times.
•    Extras: If you require additional services such as dental, optical, or physiotherapy, opt for a policy that includes these extras.
What Health Coverage does the Department of Home Affairs require?
For your 485 visa health insurance policy, your coverage must include the following:

•    Treatment at public hospitals in any Australian State or Territory
•    Coverage for surgically implanted prostheses
•    Access to pharmacy services, including medicines listed under the Pharmaceutical Benefits Scheme (PBS)
•    Coverage for medical services
•    Ambulance services, including inter-hospital transfers.

Make sure your insurance policy meets these requirements to fulfill the adequate health arrangements needed by the Department of Home Affairs.

Maintaining a Healthy Lifestyle

While healthcare services play an important role in safeguarding your well-being, it is equally important to take proactive steps towards maintaining a healthy lifestyle. Here are some tips to ensure you stay in peak condition during your time in Australia:

•    Exercise Regularly: Engage in physical activities that you enjoy, such as walking, cycling, or swimming. Regular exercise boosts your immune system and promotes overall well-being.
•    Eat a Balanced Diet: Include a variety of fruits, vegetables, whole grains, lean proteins, and healthy fats in your diet. A nutrient-rich diet can help prevent illnesses and keep you energized.
•    Manage Stress: Find healthy ways to manage stress, such as practicing meditation, mindfulness, or engaging in hobbies that you enjoy. Taking care of your mental health is as important as caring for your physical well-being.
•    Sleep Well: Ensure you get adequate sleep each night to allow your body to recharge. A good night's sleep plays a significant role in your overall health and helps boost your immune system.

Summary

In brief, as someone holding a 485 visa in Australia, it is important to make your health and well-being a top priority. By making the most of Australia's healthcare system, selecting the appropriate Overseas Visitor Health Cover (OVHC), and leading a healthy lifestyle, you can guarantee the best possible protection for your health while you are here.

Budget Policy is the leading platform where you can compare and buy OSHC and OVHC in Australia for you and your family members. All your healthcare needs are taken care of with the best experts at service. So, what’s stopping you? Get in touch with our experts today and buy the right OVHC policy for your healthy stay in Australia.