OVHC Eligible Visas Covered for Health Insurance

• byBudgetpolicy
• 2023-06-03

Australia provides OVHC for a wide variety of eligible visa categories, starting from visiting visas to working visas, and so on. Enlisted is the list of visa categories for which you need OVHC however, if your visa is not under any of these categories then, you can go ahead without OVHC health insurance.

What is an OVHC?

OVHC is a private health insurance policy for those who are about travel to Australia for vacation or temporary living. It is an important requirement by the Department of Home & Affairs Australia. Therefore, it is mandatory to buy an OVHC for these people before their arrival in Australia or else, they can get their visa refused or rejected.

Who will be covered by OVHC?

To be covered by OVHC, a person should abide by the following:

• He must hold a valid passport from any country other than Australia
• He must hold a valid holiday and work visa
• He should not be qualified for the Medicare system in Australia
• He must be under 70 years of age to have the OVHC policy in hand

What are the Different Visa Categories for OVHC?

Enlisted are three categories namely – working visas, working holiday visas, and visitor visas. Each category includes certain visas whose OVHC is an essential requirement. However, if the visa you are holding does not fall into any of these categories then the probability of no OVHC is high. Meaning, you can go ahead with your visa without buying an OVHC policy.

Let us look at the different visa categories requiring OVHC:

Working Visas

Work visas permitted for Australia are provisional visas. They allow visa holders to take short-term, highly specialized, non-ongoing work, which comes under the essential part of the Australian workforce. The following work visas are granted to those with diversified business expertise, address skill shortages, and increase entrepreneurial talent across the country.

·         188 Business Innovation & Investment(Provisional)

·         400 Temporary Work (Short Stay Activity)

·         401 Temporary Work (Long Stay Activity)

·         402 Training and Research

·         403 Temporary Work (International Relations)

·         407 Training

·         408 Temporary Activity

·         416 Seasonal Worker Program

·         457 Skilled Temporary Work

·         461 New Zealand Citizen Family Relationship Visa

·         476 Skilled Recognised Graduate

·         482 Temporary Skill Shortage (TSS)

·         485 Temporary Graduate

·         489 Skilled Regional (Provisional)

·         491 Skilled Work Regional (Provisional)

·         494 Skilled Employer Sponsored Regional (Provisional)

Working Holiday Visas

Working holiday visas permit visa holders to work along with their holiday in Australia. The purpose of these visas is to exchange cultural skills, values, and knowledge. This is to ensure that people holding these visas experience everything that Australia has to offer. In other words, while you are on your holiday, you can work and experience the workers’ lifestyle in Australia.

·         417 Working Holiday

·         462 Work and Holiday

Visitor Visas

Visitor visas, as the name suggests, are granted to those who travel to Australia for vacation purposes. The vacation can include a holiday, visiting friends and family, social or recreational reasons, etc. There are numerous visa types available for visiting Australia, which highlight the individual’s length of stay, nationality, current location, and the purpose of the visit to Australia. However, visitor visa holders have limited work rights in Australia. They can attend business meetings or undergo short training webinars and courses, but cannot work for an adequate Australian company.

·         300 Prospective Marriage Visa

·         580 Guardian Visa

·         590 Student Guardian Visa

·         600 Visitor

·         601 Electronic Travel Authority

·         651 eVisitor

·         870 Sponsored Parent (Temporary) Visa

Bridging Visas

Bridging visas are provisional visas provided to people when there substantive visa application is being processed. It bridges the gap between the expired or current visa and the new visa. Remember, based on your bridging visa, you may or may not come back to Australia if you leave the country while you are waiting for your substantive visa to be approved. Therefore, you need to be careful with this one.

·         010 Bridging Visa A (BVA)

·         020 Bridging Visa B (BVB)

·         030 Bridging Visa C (BVC)

Student Visas

Other than OVHC, there is another health insurance policy provided by Australia –OSHC. This is particularly for student visas.

Conclusion

You are traveling to Australia for vacation and have your visa application in motion but you miss an important requirement for your visa – overseas visitor health coverage. To know more about it in detail, you can send a quote to Budget Policy. With extensive knowledge in this field and years of experience, we assure you only the best results.