Plan a Carefree Trip to Australia with Overseas Health Insurance

• byBudgetpolicy
• 2023-07-01

There can be so many reasons for you to plan a trip to Australia. It could be visiting either your family or friends, stepping out of your hectic lifestyle and relaxing a bit, or just a mini vacation you had been planning for years. Be it for any reason, it is important to get adequate overseas visitor health cover in Australia.

The OVHC or overseas visitor health coverage insurance looks after your medical needs when in Australia. You should always be prepared for uncertainties to avoid any sort of financial or mental stress. Moreover, Australia has an expensive healthcare system especially if you are a visitor and not a citizen.

No matter how wealthy you are, you still need OVHC as it is been mandated by the DHA. The expenses can tear your pocket down and it can be hard to manage if you are on a strict budget. Therefore, you are advised to get your 600 visitor visa health insurance ASAP to stay safe throughout your trip.

Moreover, if you are on a 601 Visa, you should definitely get adequate 601-visa health insurance for Australia as recommended by the Department of Home & Affairs. It protects and cares for your health and medical expenses against uncertainties.

Planning a Trip to Australia

You will require a visa to travel to Australia, of course! There are two types of them – Visitor Visa (Subclass 600) and Electronic Travel Authority (Subclass 601). These visas require their holders to buy adequate overseas visitor health insurance mandatorily.

Types of Visitor Visa

As mentioned earlier, Australia has two visitor visas –

·         Visitor Visa (Subclass 600): The applicant holding a subclass 600 visa can travel or visit Australia for a period of 3 months, 6 months, or 12 months.

·         Electronic Travel Authority (Subclass 601): The applicant holding a subclass 601 visa can travel or visit Australia multiple times within a year, and can stay for a period of 3 months during each visit.

Why is it Mandatory to Buy Overseas Health Insurance?

First, the Department of Home & Affairs has mandated for every visitor visiting Australia to include adequate health insurance with his or her respective visa. Second, you do not know what life has planned for you. It is unpredictable and you cannot control what is coming. Even if you are traveling overseas, anything can happen, such as, you might fall sick, you are injured, or meet with an accident.

The Australian government will surely take care of you but at a cost. Medical expenses in Australia are huge and not everyone can afford it. Therefore, you have OVHC to buy. OVHC can cover you for various things mainly, illness, injury, and accidents. Other medical care depends upon your plan whether it is covered under it or not.

Nevertheless, buying OVHC is mandatory and you must purchase it regardless of other things. After all, your health comes first, and the rest can wait.

What is covered under Overseas Visitor Health Insurance?

All OVHC plans are unique in terms of claims, eligibility, and price. However, it covers basic medical needs in all policies such as frequent visits to general practitioners or doctors and hospital accommodation.  

Although, many OVHC policies will cover your general medical treatments as discussed above, however, let us see some of the other potential coverage under OVHC:

·         Dentists

·         Optometrists

·         Physiotherapists

·         Ambulance – emergency services or treatment

·         Emergency surgery – during an injury or accident

·         Doctor’s fees – frequent visits

·         Pharmaceuticals – prescribed medicines

Plan your Trip with Budget Policy!

Budget Policy is the most trusted and renowned third-party organization that offers its clients the best customer services in the field of health insurance. With a dedicated team of experienced health insurance providers, you can take assistance with health insurance for your trip to Australia. After your assistance, you can expect your policy coverage within 24 hours. In addition, you get OVHC at affordable prices for visitor visas for Australia.

In Brief

Before buying OVHC for Australia, consider the above-mentioned information to understand things better. It is important to know insurance coverage beforehand. We ensure you a happy, satisfactory, and most importantly safe trip to Australia. Reach us – Budget Policy, through our website.