Seven Benefits of Getting Health Cover When You Are Young

• byBudgetpolicy
• 2023-07-10

Young people all over the world are often perceived as lazy, unhealthy, drinkers, social media addicts, etc. However, the truth is far from reality. While some youngsters are casual about their health and lifestyle, many are health conscious, exercising, eating healthy, not smoking or drinking, and having a decent lifestyle overall.

Health has become a lot more serious topic among young people. It is an essential part of their lives. Which is why, it needs to be protected at all costs. At NIB, we consider us your best friend for your health needs. We help you stay healthy and happy.

How? NIB deals in nib overseas student health cover and overseas visitor health cover for Australia. We will guide you through the complex yet interesting health system of Australia to help you decide which health cover is best suited for you.

Seven Benefits of Health Cover at Young Age

Get rid of the Lifetime Health Cover loading

LHC or Lifetime Health Cover Loading is an initiation started by the Government to encourage the young generation to buy private hospital coverage as early as possible. Therefore, if you are below 31 years, you will have to sign up for health coverage. In case, you have not signed up for private health coverage as per the government’s rules, before your 31^st birthday, you will have to pay 2% loading for every year. Loadings with the LHC last for 10 years, therefore, it is better to buy health insurance sooner than later to get rid of paying unnecessarily.

You get Exciting Discounts

Youngsters below 30 are lucky as not only you get rid of paying the loading amount but also, get exciting discounts of up to 10% at nib private hospital insurance. It is an age-based discount, which instantly applies at the purchase of the health insurance.

You Save BIG on Tax

Who loves paying tax? Literally no one! If you do not have a private hospital cover, you could end up paying unnecessary tax. Therefore, the best thing to do here is - own the right health cover for yourself and your family.

You will have Peace of Mind

You will find extra protection covers for accidents and injuries at majority of nib hospital covers. Therefore, if you are a nib member and you want treatment for an accident or injury, you can avail the benefits within 72 hours of the accident. With this, you will not be burdened with the thought to pay huge bills for the treatment.

You get a Choice

You might have to go through long waiting periods if you do not have the right health insurance. Therefore, you get a choice to choose your plan as per your preference to avoid long waits. This is what you can do:

·         You can decide when you want the treatment or visit to the doctor.  

·         You can decide whether you want to stay in a private room or not.

You can Use NIB Tools to Stay Healthier

We believe health insurances should be designed perfectly, which includes everything the client wants from extra benefits to various services, inclusions, tools, etc., regardless of the cover you buy. With nib rewards, you can access a various exclusive offers. Therefore, if you are making a new diet plan, exercise schedule, or anything to keep yourself healthier, nib Rewards will aid you to save some serious cash.

You get Unlimited Emergency Ambulance Cover

At the time of an emergency ambulance, nib has you covered. But, it is only possible if you have adequate health insurance. Otherwise, you will have to pay from your pocket and that is going to cost you a lot. So, why pay big when you can have unlimited benefits at a modest price? NIB ensures its customers get the right cover to protect their health at all costs.

Conclusion

We at Budget Policy, provide various overseas student health cover and overseas visitor health cover plans from the best health insurance providers in Australia. Our insurance experts will walk you through the best solutions, where you can compare the prices of all the policies and choose the right health coverage for you.