If you're applying for a Temporary Graduate visa, choosing the right health insurance for 485 visa Australia is essential.
Unlike student visas, you cannot use OSHC after your studies. You need OVHC (Overseas Visitor Health Cover) to meet visa condition 8501 and stay compliant.
The problem? Many applicants overpay because they don’t compare plans properly.
In this guide, we’ll explain the best 485 visa health insurance options, costs, and how to choose the cheapest plan.
Health insurance for 485 visa refers to OVHC (Overseas Visitor Health Cover), designed for temporary visa holders in Australia.
It helps cover:
It is required to meet visa condition 8501.
Prices vary based on provider and coverage level.
|
Provider |
Best For |
Price Range (Monthly) |
|
nib |
Flexible OVHC plans |
$64 – $725 |
|
Bupa |
Large hospital network |
$108 – $798 |
|
Medibank |
Balanced coverage |
$141 – $318 |
|
Allianz |
Premium plans |
$130 – $520 |
Note: The above prices are average estimates based on monthly plans. Actual costs may vary depending on your individual circumstances, coverage level, and visa duration. Prices are not fixed and may change based on provider and policy selection.
When selecting 485 visa health insurance, consider:
Don’t just pick the cheapest — choose value.
The smartest move is to compare OVHC Australia plans before buying.
Choosing the right health insurance for 485 visa Australia is not just about price—it’s about finding the right balance between cost and coverage.
Many applicants overpay simply because they don’t compare plans.
Always compare OVHC options before buying to save money and ensure full visa compliance.
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