Secure Your 485 Visa Journey with Comprehensive Health Insurance

• byBudgetpolicy
• 2024-05-10

Your mind might clutter with thoughts of extending your stay in Australia as an international student once your studies are complete. You have the best option to do so – by applying a Temporary Graduate Visa (subclass 485).
International graduates with at least two Australian academic years and an adequate Overseas Student Health Cover can apply for the visa. With a 485 visa, you are provided with full work rights as well as extra time to secure points under the points test scheme if you have bigger plans i.e., securing permanent residency in the country.

Who can apply for a Temporary Graduate Visa (subclass 485)?
As mentioned, international graduates can apply for the visa. However, there are certain criteria, which they have to follow to be completely eligible. The requirements are:
•    The applicant must not be more than 50 years
•    The applicant must have a valid visa
•    The applicant must have had a student visa for the last three months
•    The applicant must have a substantive or bridging visa
•    The applicant must have completed at least two years of study in a renowned Australian university registered with CRICOS.
•    The applicant should apply under the graduate work stream or the post-study work stream depending on the course studied while being on a student visa.
•    The visa is a single stream only i.e., you cannot change the course after you apply.
•    Meet the relevant requirements.

Types of Streams for Temporary Graduate Visa (subclass 485)
A temporary graduate visa (subclass 485) includes two visa streams namely, the Graduate Work Stream and the Post-Study Work Stream. You can apply for any of these streams depending on your eligibility.

Graduate Work Stream
This visa is for those students who have just finished their graduation in a specific course enlisted under the occupation of skill shortage across Australia. With a 485 visa, you are allowed to study, stay, and work in the country.
•    You can work and stay in Australia for up to 18 months
•    If you qualify applicable to an occupation on the skilled occupation list
•    Bring your family to Australia
•    The processing period for this visa is about four months

Post-study Work Stream
The Post-Study Work Stream is for international students who have completed their degree from an Australian university. The students are allowed to stay and work in Australia.
•    The applicant must hold a degree from a course that is registered with CRICOS
•    The applicant can work and live in Australia up to four years depending on you’re the applicant’s qualifications
•    The applicant can bring his or her family to Australia
•    The applicant should be aware that the visa application takes up to four months to process.

Importance of Buying Health Cover for 485 Visa
When you are on a 485 visa in Australia, securing health cover is paramount for several reasons:
•    Mandatory Requirement: The 485 visa has a condition where the applicant must maintain comprehensive health insurance. If you failed to satisfy this condition, your visa might reject and further chances of visa application could be affected.

•    Access to Healthcare: Australia has made itself popular for excellent healthcare facilities, however, without your health cover, you will have to pay out-of-pocket expenses for the medical or hospital treatment you availed.

•    Emergencies: You cannot predict accidents and unexpected illnesses. They can occur at anytime and anywhere. Health insurance covers you for such unexpected medical treatments without worrying you much about hefty costs.

•    Visa Compliance: It is important to keep up with the visa requirements for legal status in Australia. Therefore, you must have an adequate health cover before entering in the country.

•    Protection against Uncertainties: Accidents and illnesses can result into financial burden and hinder your staycation plans. Therefore, with the right health coverage you can focus on your studies and work, and easily manage medical bills, if required.
•    Access to Specialized Services: Having access to various healthcare services is ensured by a health cover, which includes medical benefits like coverage doctor visits, emergency ambulance service, prescription medicines, and more.

•    Peace of Mind: You can have peace of mind knowing that your health and overall well-being is taken care of with a health cover covering you for medical treatments in Australia which otherwise is expensive.

Conclusion
In conclusion, buying a health cover for 485 visa is not only necessary but also practical for many reasons. To ensure you have bought the right coverage at an affordable price, visit www.budgetpolicy.com

Budget Policy is one of the leading platforms offering comparisons between OSHC from different major providers across the country. Contact us today to know more!