Australia’s health insurance industry is ruled by some big names, with coverage of more than 90% of the entire market. You need health insurance in Australia in two extreme cases –

· Migrating to the country for studying

· Migrating to the country for working or visiting.

Top health insurance providers we will discuss deals in overseas student health cover and overseas visitor health cover for people migrating to Australia for the above-mentioned purposes.

If you are planning to move to Australia, you will need health insurance coverage to fulfill your visa requirements. This article will serve as a guide to provide you with details about top health insurers in the country.

Australia’s Leading Health Insurance Providers

Bupa

Bupa is not only popular in Australia but in more than 20 countries therefore, is an international healthcare services provider. In Australia, it operates in the cities of Sydney and Melbourne, where it provides health and travel insurance services. Apart from providing healthcare services, Bupa members can avail a variety of other services as well such as aged care and retirement, dental and optical care, and community wellbeing programs.

The following medical benefits are covered under Bupa’s Bronze Plus Simple Hospital plan:

· Chemotherapy, immunotherapy, and radiotherapy for cancer patients

· Ear, nose, and throat care

· Gastrointestinal endoscopy

· Gynaecology

· Hernia and appendix treatment

· Hospital psychiatric services

· Joint reconstructions

· Kidney and bladder treatment

· Lung and chest treatment

· Pain management

· Palliative care

· Rehabilitation

· Tonsils, adenoids, and grommets

Medibank

Medibank is one of the top and very famous private health insurance companies in Australia and is known to be the country’s largest insurance company controlling one-third of the market. It caters to 4 million customers across the country. Enlisted are excellent features of Medibank’s private health insurance plans:

· Accident cover boost, no matter what level of coverage the patient has

· 24/7 phone access to a Medibank representative

· 100% cash back on dental check-ups twice a year in case of extras cover

· 100% cash back on optical services in case of extras cover

NIB

NIB is also an international health insurance provider offering a variety of healthcare and medical services to more than 1.5 million people in Australia and New Zealand. The following medical benefits are covered under the Basic Plus policy of NIB:

· Accidental injury benefit

· Dental surgery

· Emergency ambulance cover

· Hernia and appendix treatment

· Joint reconstructions

· Gastrointestinal endoscopy

· Gynaecology

· Miscarriage and termination of pregnancy

· Tonsils, adenoids, and grommets

Allianz

Allianz believes in providing prevention over cure, care over claims and making difficult situations simple for everyone. They help overseas students, visitors and workers go through the Australian healthcare system, so they know what they need and what is better for them in terms of health insurance.

Allianz’s overseas visitor health cover and overseas student health cover cater to visa conditions for 482, 485, and 600 and student visas for Australia. You can easily avail of their products and services online, over the phone, or through health and safety apps. You can also consult with them in person about your health insurance plan for the time you are in Australia. They let people have a healthy and enjoyable time here.

Their standard cover includes the following medical benefits:

· Private and public hospitals accommodations

· Ambulance services

· Visits to doctors and specialist

· Medical tests such as X-rays and blood tests

· Prescription medicines

AHM

AHM works with a fresh approach to provide health insurance services to its clients and reduce the complexity of buying insurance. Buying an OSHC or OVHC policy is simpler with AHM and you can make the most of their health covers. They have affordable and flexible health insurance policies so choose the one you need. Moreover, the good part is that they are a part of Medibank. That means you get the best of both worlds on one platform. About a million Australians trust AHM with their health insurance covers from the last 40 years.

Summary

The top health insurance companies in Australia consist of the industry's biggest names. With modest prices and the best claims, you can find out the policy that is the best fit for you.

Budget Policy is associated with all aforesaid health insurance providers in Australia. You can compare the prices of each on our platform and can consult with our experts about your health insurance plans.