Understanding Medibank as Your OVHC Provider: Plans, Quotes, and More

• byBudgetpolicy
• 2025-05-19

Planning to visit Australia? You might want to get an Overseas Visitors Health Cover (OVHC). There is a pool of providers that offer OVHC plans. This blog focuses on OVHC Medibank- one of the top providers.

What is OVHC?
Emergencies come uninvited. Health issues are no exception. It is therefore wise to be prepared for every situation. Overseas Visitors Health Cover (OVHC) is designed to help overseas visitors in Australia cover the costs of medical and hospital care.
Unlike OSHC, OVHC is not a mandatory visa requirement for all visas. However, it might be mandatory for people on certain types of visas.

Medibank OVHC is one of the most trusted plans. However, you might have to make certain choices to ensure that the cover fits your requirements.

Why Choose Medibank for OVHC?
Medibank provider manages to lead in Australia because of the top-notch services they provide.

Comprehensive health cover- The comprehensive cover comprises hospital and medical costs. It has more services covered compared to the basic plan, which is also provided in Medibank OVHC.

24/7 assistance- Medibank allows you access to phone support at any time.

Fast and compliant- The claiming process is easy and swift. The options they provide also comply with visa requirements, if any.

Medibank OVHC Plans Overview
The OVHC plans offered by Medibank vary depending on your visa subclass and requirements. You can get your plan personalised as per your individual needs. The main offers include-

Working Visa Health Cover- For temporary working visas (subclass  601, 651, 417, 462)
- Includes hospital and medical cover
- Ambulance services
- Access to Medibank’s Members’ Choice providers
 Visitors' Health Insurance- For non-working visitors (Subclass 600 visas)
- Basic hospital and medical cover
- Emergency services

Getting a Quote
Medibank offers various OVHC plans that vary in price. The price of your cover depends on various factors, like whether it is a basic or a comprehensive plan. Various comprehensive plans vary depending on the services they cover. You must keep your budget as well as your requirements in regard.

A comparison tool can help ease the process of choosing a plan for you. You can compare various plans and get Medibank quotes on its website.

If you want to explore options from other providers too, you can use budget policy's comparison tool. Our comparison tool allows you to access and compare quotes from top providers.
Using the tool is very easy. You just need to enter your visa type, duration of stay, and some personal details. You'll receive an instant quote, including a Medibank quote. You can compare them, decide to add extra services, and choose a plan accordingly.

What’s Covered?

- Most Medibank OVHC plans cover:
- Hospital stays and surgeries
- Doctor and specialist consultations
- Prescribed medicines (up to limits)
- Emergency ambulance
- Some diagnostics and pathology

Extras cover (like dental, optical, physio) may be optional or included in premium plans.

What’s Not Covered?
- It’s important to read the policy carefully. Some common exclusions:
- Cosmetic or elective procedures
- Services not covered under the Medicare Benefits Schedule (MBS)
- Treatment outside Australia

Remember to check for any waiting periods and limits.

Need Help?
Feeling stuck? Do you have any questions or need assistance? Budget Policy’s professional agents can help you. Make sure the plan you choose meets your visa conditions. Our experts have a better understanding of Australian rules. They will make sure you get the best deal by comparing policies before committing.
Stay protected and get the best deals with budget policy.