Overseas Student Health Cover or OSHC is a health cover for overseas students who come to Australia for higher studies. It is an essential requirement of an Australian student visa, which covers the expenses of your medical treatment if taken for the time you are in Australia.
The Australian Government laid down a rule, which says that all international students moving in Australia for their studies on a student visa must have an adequate hospital cover – OSHC for the same duration as of their visas. This applies on all situations like – you are yet to apply for the visa, you have applied the visa, or you are on a bridging visa to extend your student visa.
The health cover is not just for you – the student but, family members, spouse and any children under below the age of 18 years moving along with you to Australia. It is indeed an important requirement to fulfil for all members boarding the flight to Australia on a student visa. For visitors visiting the country for different purposes – work, holiday, visiting relatives, and more have to buy OVHC – overseas visitor health cover.
OSHC and OVHC plays an important role in migrants lives when it comes to their health. Therefore, you must adhere to the rules of including it in your visa and be safe in the country. Australia has major providers for OSHC – nib, bupa, medibank, ahm, Allianz, and more. The following article will walk you through what Medibank has in store for international students while buying an OSHC policy.
Medibank OSHC provides you a health insurance to help you meet the expenses of hospital and medical treatment, when needed. You can find health cover for all international students as well as singles, couples, and family.
The health cover provided by Medibank is flexible, meaning; you can change the level of your cover according to your needs or situation. For instance, if you want to add your partner or family member to your cover, Medibank OSHC allows you to do it easily by switching from a Single health cover to a Couples or Family policy, respectively.
You get to choose from essentials and comprehensive covers from Medibank for OSHC. Although, both the covers include medical, hospital, pharmacy, and emergency ambulance services but in a comprehensive cover, you also get more medicines included.
When you buy a health cover on your student visa, Medibank will cover the following treatments. Remember to check for limits and waiting periods prior:
· Ambulance services
· Psychiatric treatment
· Obstetrics and pregnancy-related services
· Appendicitis treatment
· Tonsils and adenoids removal
· Surgical removal of wisdom teeth (hospital charges only)
· Joint reconstruction
· Heart related admissions
· Plastic and reconstructive surgery
· Hip and knee joint replacement surgery
· Renal dialysis
· Eye surgery
· Rehabilitation treatment
· Palliative care
· All other in-hospital services covered by Medicare.
· Outpatient treatment by a General Practitioner (outside of hospital)
· Outpatient treatment by a specialist (outside of hospital)
· Medicines prescribed by a GP or specialist (outside of hospital)
· Access to health support services
A Medibank OSHC provider can be found on Medibank’s app itself. Download the app, register yourself, get in touch with a health advice line and find the provider. Medibank’s app is easy to use and provides easy access to your cover details. Therefore finding the right health insurance provider for Medibank OSHC and knowing your cover is hassle-free with the Medibank app.
Here is how you can claim your cover’s benefits:
· You can claim online through Medibank Online Member Services
· You can claim through Medibank OSHC App
· You can claim by reaching out Medibank’s representatives on 134 148
· Find out nearest Medibank store locations and make the claim
· Some selected campus also provide easy claims on Medibank covers
· You can claim through direct billing via members choice network
What will you do if we tell you that you can find major providers from Australia under one roof, compare OSHC policies, and choose the suitable one? You will be stunned to know that Budget Policy has made it possible by providing you various overseas student health cover from different providers at affordable prices. Visit our website today, and contact for any information!
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