The Overseas Visitors Health Cover or OVHC policy is for visitors visiting Australia without access to Australia's public 'Medicare' system that covers hospitals and medical expenses.

Have you made any travel plans lately? Does it include Australia? If yes, then you must take a pen, and paper, and jot down all necessary information regarding it to ensure a smooth application process.

First, buying an OVHC is compulsory for all visitors traveling to Australia regardless of the time they are going for. It could be one month or a couple of months.

If you are unaware of how to buy or from where to begin the buying process, you must keep reading. Once you have a brief knowledge of the policy, it will be easier for you to buy the suitable one.

So, now you are clear with the fact that you need to buy OVHC and include it in your visa application. Let us know about it in a little detail.

What is an OVHC?

OVHC is a private health insurance policy for people traveling to Australia for temporary living or on vacation. It is essential to buy an OVHC before entering Australia otherwise, you can get your visa refused or rejected. It is an important requirement laid down by the Department of Home & Affairs Australia.

What are the Types of Health Cover in Australia?

There are only two types of health cover in Australia such as:

•   OSHC – Students who wish to study or complete their higher education in Australia buy OSHC policy i.e., overseas student health cover as an essential visa requirement.
•   OVHC – People who wish to travel or visit Australia buy an OVHC policy i.e., overseas visitor health cover as an essential visa requirement.

Who are the Top Health Insurance Providers?

The top health insurance providers in Australia involve the industry's biggest names. The country’s health insurance industry is dominated by the sector’s some of the biggest names, controlling more than 90% of the health insurance market.

A company’s existence is just one of the many factors that people usually consider when looking for the top private health insurance companies in Australia. However, having a prestigious place in the market says it all, therefore, enlisted are some of those popular health insurance providers:

•   BUPA – Based in the United Kingdom since 1947, it is an international healthcare company.
•   NIB - NIB OVHC is one of Australia's best and leading health insurance providers, established in 1952.
•   Medibank - Established in 1976, Medibank is one of Australia's most commonly preferred private health insurance providers.

Who will be covered by OVHC?

To be covered by OVHC, a person must:

•   Hold a valid passport of any country other than Australia
•   Hold a valid holiday and work visa
•   Be not be qualified for the Medicare system in Australia
•   Be below 70 years to have the OVHC policy

What are the Things to Consider while buying an OVHC?

When planning to buy the OVHC policy, one needs to consider the following things:

•   Keep an eye for top-leading health insurance providers.
•   Compare OVHC policy from various health insurance providers.
•   Try to cover extras under one cover.
•   Read the claims carefully before completing the process.
•   Learn about your policy carefully.
•   Policy bought is transferrable i.e., you can transfer your policy from one provider to another if in need.

Why Budget Policy?

•   Budget Policy is the most trusted and esteemed third-party company providing top-notch customer services in health insurance field. It has a dedicated team of experienced health insurance providers who guide their clients with utmost patience and in detail.
•   Furthermore, the team ensures that their clients get their policy coverage within 24 hours from the time of final submission.
•   Budget Policy has many affordable OVHC prices for visitor visas for Australia.

In Brief

Before purchasing OVHC policy, go through the information above, as it will help you understand things to consider while buying one. We have assisted thousands of people and helped them get the best policy according to their profile and visa requirements.

We ensure our clients go home happily and satisfactorily. To gain more knowledge about OVHC and the policy plan suitable for you, you can reach us – Budget Policy through our website.