Why OSHC is Mandatory for Student Visa Holders

International students whose plans include studying in Australia must have Overseas Student Health Coverage (OSHC). OSHC ensures compliance to student visa requirements and provides necessary medical safety measure for the duration of their stay in the country.

So, if you are an international student applying for a student visa (Subclass 500) and OSHC in Australia then you must understand the significance of OSHC. We will highlight the possible reasons for buying OSHC followed by, OSHC providers, coverage, consequences, etc.

What is OSHC?

Overseas Student Health Cover (OSHC) is a mandatory health safety measure for international students studying in Australia. The purpose of OSHC is to provide access to international students to essential medical services like –

· Doctor visits

· Hospital stays

· Emergency ambulance services and more.

Therefore, no matter what health care you need, OSHC covers you throughout your stay in the country and ensures peace of mind.

What Does OSHC Cover?

Overseas Student Health Cover (OSHC) covers you for different medical services for example:

· Doctor Visits: You get coverage for doctor visits or consultations with a general practitioner (GP) for any medical concern you may have.

· Hospital Treatment: Next, you get coverage for hospital treatments such as inpatient care at a public or private hospital.

· Emergency Ambulance Services: Emergency ambulance services are also covered under OSHC in Australia.

· Pharmaceutical Benefits: Similarly, pharmaceutical benefits i.e., prescription medicines are partially covered depending on the cover you buy.

· Surgical and Medical Services: you can also get coverage for surgical procedures, consultations with specialists, etc. through extras.

Why is the Significance of OSHC for Student Visa Holders?

The government of Australia has made buying OSHC compulsory for student visa holders to make sure that:

· Access to Healthcare: International students get access to basic healthcare and medical services for the duration of their stay.

· Visa Compliance: As a requirement of the student visa, applicants of Subclass 500 must have OSHC for the duration of their stay in the country. If not done, the visa application will not be accepted.

· Full Duration Coverage: Student visa holders have to buy OSHC for the duration of their stay in the country as an international student. This will help them get the coverage from the very beginning until the end.

Who Provides OSHC in Australia?

There are plenty of Overseas Student Health Cover providers in Australia helping intentional students get the best coverage for them and their family. However, not all of them are worth buying OSHC plan from. So, for better choices, we have listed down top providers of OSHC in Australia:

NIB

NIB OSHC is part of the NIB Group, an international health partner trusted by over a million members across Australia. NIB OSHC offers improved health outcomes with round-the-clock access to health information, consultations, and services.

BUPA

BUPA is a world-renowned health and care company that offers wide range of health insurance policies, BUPA OSHC and OVHC in addition to its aged care and retirement, dental, optical, and community wellbeing insurance covers.

Medibank

Medibank is a leading health company providing private health insurance and health services to over 3.9 million people in Australia. Medibank offers comprehensive insurance covers, including Medibank OSHC (Overseas Student Health Cover), OVHC (Overseas Visitor Health Cover), and many more.

Allianz Care

Allianz Care OSHC Australia believe in prevention over cure, care over claims and making the complex simple for everyone. They are a global brand, but with the local expertise and networks needed to help international students, visitors and workers access the best care in Australia.

AHM

AHM OSHC Health Insurance provider that has been in business for over 40 years, with more than 700,000 customers. The company is backed by Medibank, which is one of the largest insurers in Australia, and deals in all kinds of health insurance covers, including OSHC.

Conclusion

Choosing the best Overseas Student Health Cover in Australia is challenging but, Budget Policy makes it simple. How? It is known to be a trusted partner in helping students compare and choose the health cover in Australia. So, if you are an international student looking for OSHC in Australia then get in touch with Budget Policy today.

We will help you find a comprehensive and suitable Overseas Student Health Cover (OSHC) for all international students as well as couples and family. Top OSHC providers associated with Budget Policy are:

· BUPA

· NIB

· Medibank

· AHM

· Allianz Care

With the help of our experts’ team, you can compare OSHC plans from top providers and save big on your pocket. How? Listed below are some of the exclusive offers you can avail after buying OSHC through Budget Policy:

· Save up to 47% on OSHC plans

· Get 1-week free PTE sessions or,

· Up to $100 gift card on eligible policies

Book an appointment with our team – Budget Policy today and buy a suitable health cover for you, your loved one, or your family.