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Everything About 400 Short Stay Visa Health Policies

The subclass 400 Temporary Work (Short Stay Specialist) visa allows the skilled person to stay for a short period to do highly specialised work in Australia. A short period means three months, but generally, in certain circumstances, the visa may be granted for up to six months. 

A skilled person with specialised skills, experience and knowledge of any specific field that is not generally available in Australia is eligible to apply for a 400 visa.


According to the Department of Home Affairs guidelines, the 400 visa holder must maintain health standards in Australia because it is highly recommended in order to avoid unforeseen medical problems.


The person must purchase Overseas Visitor Health Cover (OVHC) before processing their visa applications as per the guidelines declared by the Australian Government. If someone does not maintain OVHC, they become ineligible to apply for this visa.


OVHC policy will cover the person's hospital and medical expenses during their stay in Australia, along with some primary benefits, such as doctor visits, some hospital treatments, ambulance services and pharmaceuticals. Some other benefits are optical, dental and physiotherapy; to receive these benefits, one needs to buy some extras, which means after purchasing OVHC, someone plans to buy extras for that they need to pay an additional amount to get these extras benefits.


Remember, before buying the policy, do not forget to compare OVHC policies from different-different health insurance providers because providers have different prices or costs for the OVHC policy.


One can purchase the policy from a top-leading health insurance provider worldwide. A third-party company named Budget Policy is associated with world-leading providers, like nib Overseas Visitor Health Cover, BUPA, etc.




There are two different streams for 400 visas are as follows.


Highly Specialized Work Stream

In this stream, the person must have highly specialized skills to work in Australia for no longer than three months; generally, the 400 visas grant for up to 6 months. If the employment position requires one to fulfil for more than six months, one can consider a Temporary Skill Shortage Visa (TSS Visa) Subclass 482. One working or having the project in the entertainment field is expressly excluded from the 400 visas with limited exceptions.


Australia Interests Stream

One involves demonstrating compelling circumstances affecting Australian interests, such as:

  • Emergencies or major disasters
  • Impact on Australia's trade, diplomatic or business interests
  • Significant benefit due to a person's contribution


Eligibility Checklist


One needs to fulfil the requirements in the process of applying for an Australian 400 visa; one must:


  • provide proof of highly specialised skills, knowledge and activities not easily found in Australia
  • be 18 years old
  • have evidence of work and do not have Australian entertainment projects to relayed in Australia
  • be genuine entrant
  • abide by rules declared by the Ministry of Immigration (Australia)
  • have proof of financial assistance in Australia
  • be outside Australia while applying for a 400 visa
  • not intended to study in Australia
  • not have any visa application refused or cancelled
  • sign Australian values statements
  • obtain adequate health insurance (OVHC)
  • not hold any unpaid overdue amount from the Australian Government




Keep in mind the subclass 400 visa is not for the person who works or has any project in the entertainment industry. This visa is for those allotted to work for three months in Australia while following the other rules and regulations set by the Government of Australia.


In the process of applying for the 400 visas, one needs to purchase an OVHC policy for their stay in Australia. One can contact Budget Policy and take assistance from them in buying the OVHC policy; their experts provide high-quality services at lower than the market price to their clients. Feel free to get in touch.


Help to Choose Start Date ()

Start Date
  • For offshore students, policy start date must be at least 8 DAYS PRIOR TO THE COURSE START DATE.
  • If you are switching from another OSHC provider, choose the start date as very next day of previous OSHC expiry date. In order to keep your visa valid, you must be covered for OSHC continuously without any gap.

Help to Choose End Date ()

End Date
  • Insurance policy end date must be at least 2 MONTHS after the COE END DATE.
  • If the course is ending in November or December, choose OSHC end date as 15TH MARCH OF the next year.