Everything you Need to Know about NIB Extras Cover

• byBudgetpolicy
• 2023-07-05

Did you know that your tongue is the strongest muscle in your entire body? What about the fact that the heart is the only muscle that never tires? Or that ten percent of your blood makes up your body mass? There are numerous health facts that can surprise you and most of them will actually tell you what to do and what not. But, what about your general health? Are you taking enough care of it?

Your body needs critical care and attention all the time. It is nothing less than a machine that needs oil to operate it. Therefore, occasionally visiting your general practitioner is not enough to keep yourself and your body in its prime condition. People buy health insurance but just the one, which covers basic medical needs. You need more of it, which is why NIB providers have come up with “Extras Cover”.

What is the Extras Cover?

When buying health insurance – OSHC or OVHC in Australia, you have various insurance plans to choose from. One is a basic plan and others are premium plans, which include extra benefits for medical care. Therefore, Extras Cover allows you to pay for all kinds of visits to healthcare professionals and treatments taken to keep you safe and healthy.

What is included in Extras Cover?

NIB has various extras cover to choose one that fits best for you and your family. The core benefits covered under NIB’s Extras policies are:

Ambulance

NIB’s Extras policy will fully cover the cost of an emergency ambulance when required. This means you do not have to pay any extra penny from your pocket.

Preventative Dental

Next, NIB provides medical benefits for dental examinations including scale, cleans, and fluoride treatments to keep your beautiful smile intact. NIB’s Extras policy will cover your dental check-ups fully at any NIB Dental Care Centre. Further, it also provides First Choice dental network, which is a network of trusted dentists, providing services to its NIB members at a much more affordable price. Therefore, before making an appointment, look for a local dentist.

General Dental

If you need a tooth filling, tooth extraction, or a tooth X-ray, you can easily get it with NBI’s Extras policy.  This comes under general dental medical benefits and therefore is covered by NIB.

Optical

Now, NIB has started paying for the benefits of prescription glasses and contact lenses under the Extras cover. It is not covered under the basic plan of Nib or generally of any overseas health insurance provider in Australia.

Physiotherapy

We all know that physios can help relieve your muscle pain, restore muscle strength as well as regain range of muscle motion. NIB’s First Choice Network includes trusted physios in Australia providing services to NIB members at affordable prices.

Other covers Included in Extras Cover?

There is more to NIB Extras cover than just the ones mentioned so far. Everyone is different and so is his or her body and health. Therefore, NIB provides various Extras covers that cover the cost of the following popular treatments:

Healthier Lifestyle

Who does not want a healthier lifestyle? NIB understands the value of a healthy life and the rewards it brings. Therefore, it covers benefits such as gym membership, personal training sessions, and weight management programs.

Chiropractic and Osteopathy

Do you suffer from back pain and neck pain, sciatica, headaches, joint pains, muscle strain, etc.? A visit to the chiro or osteo could do some help. And, this is possible with NIB’s Extras cover.

Psychology

Physical health is not the only health that needs to be well taken care of. You also need to focus on your mental health equally. A psychologist can help you with your relationship problems, work or life stress, weight control problems, anxiety, and so much more.

Dietary Advice

NIB’s Extras cover also take care of your dietary needs such as planning and preparing healthy foods for you and your family. You can add visits to dietitians and nutritionists to your NIB policy.

Conclusion

Extras cover is the best and most convenient way to help with the medical expenses to keep you and your family safe and sound. To know more about NIB’s Extras cover, you can get a NIB quote at Budget Policy. We are associated with NIB and can offer you great deals on health insurance. Get in touch with our experts today!