It is obvious that, many Australian visas require you to have health insurance. In other words, you can say that it is one of the main requirements hence, needs to be fulfilled.

Your health coverage should at least cover medical needs, hospital stays, and ambulance services. Medibank has several overseas health cover plans – overseas student and overseas visitor health cover that you can consider. These plans are enough to fulfill the health insurance needs of your visa.

Do you have some questions? We have answers for you. Follow the blog, to know more.

Student Visas

What visa to apply to study in Australia?
Australia offers only one type of student visa i.e., student visa subclass 500, applicable for studying at university, TAFE, or high school.

What kind of health insurance is required for a student visa?

To be granted a student visa for Australia, you must buy Overseas Student Health Cover (OSHC). However, there are some countries with special agreements with Australia; so, students from those countries are exempted from needing OSHC. 

What does OSHC cover?
At the least, an OSHC plan covers your medical and hospital bills. It even includes emergency ambulance rides and some medicine costs too. So, if you need to see a doctor or go to a hospital, it will help cover some of the costs. 

What does OSHC not cover?

Here is a simplified rundown of things that are not included in a basic OSHC plan. Usually, stuff like dental treatments, eye care, or physiotherapy is not a part of the deal with OSHC. However, if you want to include these services, there is an option to add extras or ancillary cover. For further information on an OSHC cover, you can always contact Medibank’s experts.

What does Medibank offer?
Medibank, is one of Australia's leading private health insurers, boasting over 3.8 million members. Its goal is very simple, to provide reliable, comprehensive health services that help promote the overall well-being of the Australian population.

Medibank's primary products are its health insurance policies. These policies cover a broad range of health services, from hospital covers that handle in-patient care costs to extra cover that includes services like dental care, physiotherapy, and optometry.

Working Visas

What visa to apply to work in Australia?
If you are planning on working in Australia for a while, you will probably need a special visa. These special visas include the Temporary Skill Shortage Visa 482, Temporary Graduate Visa 485, or Working Holiday Visa 417. You can apply for any of these when you plan your trip.

What kind of health insurance is required for a work visa?
If you are looking to apply for a 482 or 485 visa for Australia, you need to buy a good level of health insurance. Medibank offer a 'Working Visa Health Cover’, so you are all sorted to fly to Australia safely.

What does OSHC not cover?
OSHC does not cover for dental treatments, eye care, or physiotherapy is not a part of the deal with OSHC. However, if you want to include these services, you can go for extras or ancillary cover.

What does Medibank offer?
Medibank has four plan options for temporary work visas in Australia. Each cover includes unlimited ambulance cover for emergencies. You can go for a basic plan covering just the essentials or buy an all-inclusive plan with a bunch of extra benefits.
Visitor Visas

What visa to apply to visit Australia?
Australia’s visitor visas include a visitor’s visa 600, an eVisitor visa 651, or an Electronic Travel Authority 601. 

What kind of health insurance is required for a visitor visa?
Overseas Visitors Health Cover (OVHC) allows you to enjoy your trip, knowing your OVHC cover will take care of all your medical needs, when required. OVHC covers the same medical benefits as in OSHC. There would be slight difference, which you can know about on Medibank’s official website.

What does Medibank offer?
Medibank provides overseas visitor health insurance for those applicants who are not eligible for student or working visa health cover.

Conclusion
Budget Policy will help you to take guidance from Medibank and choose the right health cover for your Australian visa. For more information, leave your contact details with us.