Your Complete Guide to AHM OSHC in Australia

• byBudgetpolicy
• 2023-05-10

AHM OSHC is a simple and quite popular health insurance that keeps your mind at peace while you are studying in Australia.

Why AHM?

Here are some of the popular reasons why you should consider AHM policy for your student health insurance:

AHM IS A PART OF MEDIBANK

Knowing that your healthcare needs are taken care of by Australia’s popular insurer – Medibank, you will instantly get a sense of relief and enjoy your stay in Australia.

BIG CIRCLE OF DIRECT BILLING DOCTORS

There are 2000 health practitioners across Australia in more than 300 OSHC direct billing clinics to pay AHM directly. This has reduced and eliminated the upfront payment of all medical services.

AHM HAS MULTILINGUAL CUSTOMER SERVICE

AHM consists of dedicated and multilingual customer service for overseas student health coverage, with fluency in over a dozen languages. They also provide telephonic services in about 160 languages.

About AHM

AHM is Australia’s one of the best private health insurance providers. They believe in offering health insurance "For Better Health." They are a consolidated healthcare company, which has offered private health insurance and healthcare solutions to about 4 million people. Their core business lies in providing private health insurance plans through AHM.

As an international student, it is mandatory for you to buy overseas student health insurance, also known as OSHC. It helps you in paying all your medical bills without stressing over it. You can study with peace of mind knowing that Australia’s best health insurance provider pays off your medical bills.

On top of this, OSHC is a basic yet essential requirement for an Australian student visa. Without an OSHC, it is difficult to tell if you will get your visa accepted or rejected. The reason is, international students from anywhere in the world are not qualified for Medicare - Australia’s national healthcare system.

Main Features of AHM

·         Overseas Student Health Cover – OSHC under AHM is entirely Student Visa compliant. It helps students in paying medical bills inpatient and outpatient while they are studying in Australia.  

·         Students get 24/7 support from AHM’s Student Health and Support Line. The support includes medical help from a registered nurse, as well as counseling services, travel document assistance, emergency legal advice, and interpreter services.

·         You can have your health insurance and health support by providing all the necessary information with the AHM OSHC application. The application is available in basic Chinese and English.

·         The main reason for considering AHM is that it is a part of Medibank, another very popular health insurance provider in Australia. Medibank has covered health for over 40 years and delivered healthcare solutions to over 4 million people with health insurance.

Suitability for AHM Overseas Student Health Cover

The following are enlisted eligibility requirements for AHM’s Overseas Student Health Cover:

•         You must not be a holder of permanent resident in Australia

•         You will not be provided with full Medicare benefits, and

•         You must be in Australia as an overseas student studying in an eligible course from a reputed university, or a dependent of an overseas student.

In addition, AHM OSHC may be appropriate for those overseas students who are spared from buying OSHC, however, the policy must provide for the following too:

•         Belgian students with a Reciprocal Health Care Agreement - RHCA between Australia and Belgium

•         Norwegian students with the Norwegian National Health Insurance Scheme, or

•         Swedish students through the Swedish Legal, Financial, and Administrative Services Agency.

Conclusion

We at Budget Policy will help you cover your healthcare needs today. We have a good number of experience in this field with a team of knowledgeable and dedicated AHM service providers.

With us, you can compare prices and make up your mind about the one you find suitable. We assure you to offer you the best and most affordable private health insurance plans which meet your requirements in all aspects.

Therefore, find the best OSHC health cover plan for yourself with the help of our experts. Walk through the entire process of buying overseas student health coverage for Australia and get easy access to Australia’s world-class medical treatments.

Reach us by sending us a quote, and we will gladly help you with all your healthcare needs.